Florida mobile home insurance
Mobile home insurance in Florida, including older homes.
Florida mobile home insurance covers your manufactured home, your belongings and your liability, with wind terms that depend on the home's age, anchoring and roof. Nymble Insurance LLC, a licensed Florida agency, places homes of every age, including those built before 1994, in parks, on owned land and as rentals.
- Single-wides, double-wides, park models and modular homes
- Older and pre-1994 homes, in parks or on your own land
- One agency handles your quote. Your info isn't sold.
What does Florida mobile home insurance cover?
- The home: structure, built-ins and attached carports or screen rooms, as listed.
- Other structures: sheds and detached carports, where included.
- Your belongings.
- Liability: injuries or damage you're responsible for, including defense in covered claims.
- Wind and hurricane: often with a separate hurricane deductible. Flood is a separate policy.
Find the page for your home
Manufactured homes
Single, double and triple-wides built to HUD code.
Older & pre-1994 homes
Yes, we place them. Here's what helps.
Windstorm & tie-downs
Why anchoring matters for wind coverage.
More guides
Rental mobile homes
Landlord coverage for homes you rent out.
Park vs. your own land
What changes with lot rent and park rules.
What affects the price
The factors underwriters look at.
How does it work?
1. Tell us about the home
Year, size, setup, roof and use.
2. We shop it
A licensed agent reviews it and follows up by phone or email.
3. You choose
We explain coverage, wind deductibles and flood options first.
Coverage depends on the policy, the insurance company and underwriting approval. Nothing here is a promise of coverage or price.
Manufactured homes and communities
Photographs are for illustration only. They are not our customers or their homes.
Florida mobile home insurance questions, answered
Can you insure a mobile home built before 1994?
Yes. Nymble Insurance places pre-1994 and pre-HUD (before June 15, 1976) mobile homes. Expect questions about the roof, anchoring and updates; approval and price depend on underwriting.
Is mobile home insurance required in Florida?
State law doesn't require it for an owned home, but lenders and many parks do. Check your loan papers and park rules.
Does mobile home insurance cover hurricanes?
Many policies include windstorm with a separate hurricane deductible; some homes need wind written separately. Flood is never included.
What do I need for a quote?
Year, make, size, park or owned land, anchoring, roof type and year, use, and claims history. The HUD data plate helps on older homes.
Who is Nymble Insurance?
Nymble Insurance LLC is a licensed Florida insurance agency (License L131669, NPN 21626709). One agency handles your quote, and your information is not sold.