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Setup

Mobile home in a park vs. on your own land

Where your mobile home sits changes the questions, not whether it can be insured. Parks may require proof of insurance and liability limits; on your own land you also insure detached structures and the land's exposures. Nymble places both.

In a park or community

  • The park may require proof of insurance or minimum liability
  • The park insures its common areas, not your home
  • Ask for the park's insurance rules in writing

On your own land

  • Garages, sheds and fences are other structures
  • Liability covers your whole property
  • Lenders will be listed on the policy

Coverage depends on the policy, the insurance company and underwriting approval. Nothing here is a promise of coverage or price.

Common questions

Does the park's insurance cover my home?

No. Your home and belongings need your own policy.