# MobileHomeInsuranceFL.com > MobileHomeInsuranceFL.com is where Florida owners get mobile and manufactured home insurance quotes from Nymble Insurance LLC, a licensed Florida agency. Nymble places homes of every age, including pre-1994 homes, in parks, on owned land and as rentals. Approval and price depend on underwriting. - Operated by: Nymble Insurance LLC, licensed Florida insurance agency (license L131669, NPN 21626709) - Phone: (813) 291-3484 - Email: service@nymbleinsurance.com - Service area: Florida - Get started: https://mobilehomeinsurancefl.com/#quote ## Key facts - Nymble Insurance LLC places Florida mobile and manufactured homes of all ages, including homes built before 1994. - Homes built after June 15, 1976 follow the federal HUD code; the data plate shows the HUD wind zone. - Year built, anchoring, roof, setup, occupancy and claims history drive eligibility and price. - Flood is a separate policy. - Approval and price are set by underwriting and are never guaranteed. ## Pages - [Mobile Home Insurance in Florida | Manufactured & Pre-1994 Homes | Quotes](https://mobilehomeinsurancefl.com/): Florida mobile home insurance covers your manufactured home, your belongings and your liability, with wind terms that depend on the home's age, anchoring and roof. Nymble Insurance LLC, a licensed Florida agency, places homes of every age, including those built before 1994, in parks, on owned land and as rentals. - [Manufactured Home Insurance in Florida | Single, Double & Triple-Wide](https://mobilehomeinsurancefl.com/manufactured-home-insurance/): Manufactured home insurance is a policy built for factory-built homes, covering the home, other structures, belongings and liability. Homes built after June 15, 1976 follow the federal HUD code, which underwriters treat differently from older homes. Nymble places all of them. - [Older & Pre-1994 Mobile Home Insurance in Florida | Nymble Insurance](https://mobilehomeinsurancefl.com/older-mobile-homes/): Yes, older mobile homes can be insured. Nymble Insurance places Florida mobile homes built before 1994, and even before June 1976, when the roof, anchoring and systems are in reasonable shape. Expect more questions than on a newer home, and some homes are written at actual cash value. - [Mobile Home Windstorm Insurance & Tie-Downs in Florida](https://mobilehomeinsurancefl.com/windstorm-and-tie-downs/): Windstorm coverage pays for wind and hurricane damage to a mobile home, usually with a separate hurricane deductible. Because anchoring is a mobile home's main defense against wind, insurers ask about tie-downs, skirting, roof and the HUD wind zone first. - [Rental Mobile Home Insurance in Florida | Landlord Coverage](https://mobilehomeinsurancefl.com/rental-mobile-homes/): A mobile home you rent to someone else needs a policy written for rental use. Nymble places Florida rental mobile homes, covering the home, your liability as landlord and, where offered, lost rent after a covered loss. - [Mobile Home in a Park vs. on Private Land: Insurance in Florida](https://mobilehomeinsurancefl.com/park-vs-private-land/): Where your mobile home sits changes the questions, not whether it can be insured. Parks may require proof of insurance and liability limits; on your own land you also insure detached structures and the land's exposures. Nymble places both. - [Mobile Home Insurance Cost Factors in Florida](https://mobilehomeinsurancefl.com/cost-factors/): Florida mobile home insurance prices depend on age and construction, anchoring, roof, location and distance to the coast, how the home is used, coverage and deductibles, and claims history. We don't publish average prices; a quote is the only reliable number. - [Mobile Home Insurance FAQ | Florida](https://mobilehomeinsurancefl.com/faq/): Short answers to common questions from Florida mobile home owners. - [Photo credits | MobileHomeInsuranceFL.com](https://mobilehomeinsurancefl.com/credits/): Credits and licenses for the photographs used on MobileHomeInsuranceFL.com. - [Privacy & Disclosures | MobileHomeInsuranceFL.com](https://mobilehomeinsurancefl.com/privacy/): How we handle your information and our licensing disclosures. - [Mobile Home Insurance Blog | Florida Guides](https://mobilehomeinsurancefl.com/blog/): Plain-language guides for Florida mobile and manufactured home owners: older homes, wind, tie-downs, flood, buying and renting. Each guide is written by Nymble Insurance LLC, a licensed Florida agency, and explains terms in plain language without promising coverage or price. - [Insuring a Pre-1994 Mobile Home in Florida | Mobile Home FL Blog](https://mobilehomeinsurancefl.com/blog/insuring-a-pre-1994-mobile-home-in-florida/): Why 1994 matters to insurers, and what helps an older Florida mobile home get a quote. ## Frequently asked questions ### Can you insure a mobile home built before 1994? Yes. Nymble Insurance places pre-1994 and pre-HUD (before June 15, 1976) mobile homes. Expect questions about the roof, anchoring and updates; approval and price depend on underwriting. ### Is mobile home insurance required in Florida? State law doesn't require it for an owned home, but lenders and many parks do. Check your loan papers and park rules. ### Does mobile home insurance cover hurricanes? Many policies include windstorm with a separate hurricane deductible; some homes need wind written separately. Flood is never included. ### What do I need for a quote? Year, make, size, park or owned land, anchoring, roof type and year, use, and claims history. The HUD data plate helps on older homes. ### Who is Nymble Insurance? Nymble Insurance LLC is a licensed Florida insurance agency (License L131669, NPN 21626709). One agency handles your quote, and your information is not sold. ### Is a manufactured home the same as a mobile home? In everyday use, yes. Technically 'manufactured home' means built after June 15, 1976 to the HUD code. ### Do modular homes need mobile home insurance? Modular homes on permanent foundations are often insured like site-built homes. ### Can you insure a 1970s mobile home in Florida? Often, yes. Approval depends on underwriting. ### Will I need an inspection? Some insurers ask for photos or an inspection on older homes. ### Do tie-downs lower my insurance? Proper anchoring can open more options and may affect price. Keep the paperwork. ### Is flood part of windstorm? No. Storm surge and rising water need a flood policy. ### Can I use a homeowners policy on a rental mobile home? Usually not. Tell your agent how the home is used. ### Does the park's insurance cover my home? No. Your home and belongings need your own policy. ### Why no average price? Prices depend on each home's details. A free quote is the fastest real number. ### Who writes these articles? Nymble Insurance LLC, a licensed Florida insurance agency (License L131669, NPN 21626709). The articles are general information, not legal advice or a description of any specific policy. ### Can I get a quote after reading? Yes. Use the quote form or call (813) 291-3484. Approval and price depend on underwriting.